Friday, December 27, 2013

what would a teenage soon to be father normally have to pay for the child?

birthday gift ideas six year old boy
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musicman10


my girlfriend is pregnant with my child. we want to keep it. but we want to know the financial part of it before we make our final decision. i am 14 she is 15. and we have no idea what to do


Answer
Child support is about 1/3 of your income until the child is 18. I'm not sure if you'll have to pay now but you will have to pay when you turn 18.

I hope your relationship goes well, but people do grow and change a lot between 14 and adulthood. You guys might have completely different lives and interests when you're 25 or 30. It can happen that you two stay together forever but most people do not end up with the person they went out with at age 14/15.

I would consider the following whenmaking your decision:

- Where will you two live with your child in a few years? I am assuming you will be living with your parents until you're 18 but after that you are an adult with a family, so you'll need your own place. I would search Craig's List in your town to see what the average rent for an apartment in your area goes for. Make up a pretend budget. Add car payments and gas expenses, auto insurance (ask your parents what they pay, then add a little more because younger drivers have to pay a higher insurance premium), groceries for three people, utilities, (utilities means your heat, electric bill, water, cable bill if you watch TV and use the internet), cell phone bill if you have one, now add baby food, diapers, clothing health care for the baby, and day care costs.

- Most full time jobs that a teenager can get without a college degree or a good vocational training program do not pay enough for a single person to live comfortably on their own, never mind supporting a family. You might be able to scrape by in a really cheap area where the cost of living is low but otherwise you may be caught in a welfare trap. What are you and your girlfriend's career plans? Ask yourself if you'll be realistically able to go to college or complete a training program in your field of choice while taking care of a baby full time. A minimum wage job is great for a teenager but you don't want to be still stuck working at one when you are grown up with bills to pay, those kinds of jobs just don't cut it.

- Child care - Do you have a plan for who is going to watch the child every day while you guys finish high school, and hopefully go on to college? Keep in mind that you will have to be working a lot in addition to your classes. Books, tuition, car expenses and auto insurance are major expenses for teenagers with part time jobs. Most jobs you can get at age 15 or 16 pay minimum wage (cashiering, salesperson at the mall, bus boy or waiter...all good jobs for teenagers but they don't pay a lot) Day care is very expensive, adult working households with two parents working pretty good middle class jobs often have trouble affording child care. Did one of your parents volunteer to stay home and provide child care for your baby, for free? Some teenage parents are lucky and have that option, but if your parents have their own jobs you'll be paying for full time day care. I would definitely call the local day cares and get pricing and see if that is something that is affordable to you.

- Keep in mind that this baby won't stay a baby...he or she will be about six years old when you are still barely 21. You will either be finishing up college or if you choose a trade you will probably still be an apprentice just starting out not making much money yet. Now the child will be in school and asking to join youth hockey, ballet, karate, piano lessons, etc. These things cost a lot of money. He will need nice clothes for school, a lot more expensive than little footie pajamas for infants. He will be invited to birthday parties for classmates and have to bring a gift. He'll want a bike and the video games and toys that all his friends have, lunch money, money for field trips, trips to the movies with friends, etc. Not saying you have to spoil him and buy him everything, but I am assuming you want to be able to provide some of these sorts of things for your child so he or she can have a comfortable childhood.

I would definitely work up a mock budget with the costs of all these basic expenses before you make your decision.

1st birthday party help! Where do i start? Ideas and advice please!?




Ashley


July 3rd is my sons birthday, but was planning to have the party on July 11th. Please help with ideas and planning advice. Thanks!


Answer
You have several options when it comes to whom you should invite to your toddler’s birthday party. If your child has friends from a playgroup, a daycare center, or the neighborhood, consider inviting a few of the children your toddler talks about most. The general rule is to invite one friend for every year of your child’s age, plus one. So, if your toddler is turning two, you would invite three friends. Keep in mind that at least one parent and, quite possibly, other siblings of each child will stay during the party. This can dramatically expand your guest list, so plan for it in advance by keeping the list of friends to invite short. If you would like any of the parents or older siblings to help out during the party, call them in addition to mailing them invitations. (Remember: More parents present means less kiddy chaos!)

As an alternative to inviting your toddler’s friends, you may choose to have a party with just family in attendance. At this age, your child will be just as excited to see his favorite aunts, uncles, cousins, and grandparents as he/she will be to see his/her friends, plus it may be less stressful for you. You can always invite one or two special friends to join the festivities with their parents, if desired.
For peace of mind, begin planning your toddler birthday bash six to eight weeks in advance. This will allow you time to gather all the supplies that you need, including toddler party decorations, gifts, and menu items. Planning ahead also gives your guests time to RSVP and make travel plans, if needed. Don't panic if you find yourself short on time; you can still plan a great party! Planning ahead simply reduces the risk of conflicts with guests' plans and may increase your party’s attendance.
When choosing your invitations you can either keep them simple with gender-specific colors and some balloon stickers or you can purchase pre-printed toddler birthday invitations that compliment your chosen party theme. i recommend mailing your invitations three to four weeks prior to the party—any sooner and your guests may forget, any later and your guests may already have plans.

To simplify the rest of the party planning process, check out our Party Planning Timeline, and read the paragraphs below for information on selecting decorations, supplies, activities, and more for your child's party.If you plan to use paper tableware and toddler party supplies, our Suggested Party Supply List may be quite helpful. Please note that you may not need everything on the list; it is intended only as a guide. For girls, you may use a combination of pink, purple, and white, or your daughter's favorite colors. For boys, red, yellow, and blue work well, or a combination of your son's favorite colors. If you’ve chosen a theme for your party, select colors that compliment the designs on your cups, plates, and other partyware.

For goodie bags, purchase stickers, costumes, stuffed animals, plastic toys, candies, and other toddler birthday favors that fit your theme. Place all of these items inside clear or printed cellophane bags, and tie the bags closed with colored ribbons.

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some of my ideas for his birthday
jungle animals party u can make animal mask out of constrution paper

superhero party

racecar party

pizzia party


beach party


clown birtday

cowboy party




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